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If your roof has been damaged by hail, you know how overwhelming it can be to navigate the repair process, especially when it comes to the cost. There’s no shortage of information online, but not all sources provide the information you want.
That’s why we’ve put together this comprehensive guide to help homeowners understand hail damage roof repair costs, get a proper estimate, and learn how to budget for the expense.
At Hepler Contracting, we aim to share accurate and reliable information to help our customers and readers make cost-effective and safe choices.
Let’s begin by understanding how much damage hail can cause.
Roof Hail Damage: Types & Extent
Hail damage isn’t just a cosmetic issue, it can have serious effects on your roof’s structure. When hailstones hit your roof, they can cause dents, cracks, and holes in the roofing material. This damage can compromise the integrity of your roof, leading to leaks and other issues that are costly to repair.
There are different types of hail damage, and each has various effects on your roof.
- Bruising: Bruising occurs when the impact of hailstones compresses asphalt shingles or dents metal panels. This can weaken the roofing material, making it less sturdy and durable.
- Cracking: Hailstones can cause cracks in shingles or tiles, which can lead to water leaks and other problems.
- Punctures: In severe cases, hailstones may puncture the roof’s surface, creating holes that allow water to enter the home.
- Granule loss: Hailstones can knock off the protective layer of granules on asphalt shingles, which leads to the roof deteriorating faster than normal. These granules protect the shingles from UV rays, algae, and withering.
Let’s discuss the average cost to repair roof hail damage based on different roofing materials and components.
How Much Does It Cost To Repair Roof Hail Damage?
Minor damage, such as dents or cracks, can cost a few hundred dollars to repair, generally no more than $400. However, more extensive damage, such as multiple punctures or a large section of cracked or missing shingles, costs more than $1,000 per square.
The national average cost to repair roof hail damage is between $600 and $1,200 per square, but it can go up to $4,000 in severe cases. If you live in Pennsylvania, you should expect to pay between $500 and $1,500 to repair roof hail damage.
Cost To Repair Roofing Materials
- Asphalt Shingles: $250 to $600 per square
- Metal Panels: $925 to $1,900 per square
- Clay or Concrete Tiles: $750 to $1,300 per square
- Wood: $700 to $1,100 per square
Cost To Repair Roofing Components
- Gutters: $180 to $550
- Skylight: $350 to $1,300
- Vents: $200 to $600
The total cost of repairs is affected by the severity of hail damage, which relies on multiple factors. For example, the size of the hailstones, the type of roofing material, the roof’s age, and more.
Let’s understand the details of what goes into the cost.
What Factors Affect Your Hail Damage Roof Repair Costs?
As a homeowner, it’s crucial to know about all these factors to avoid surprises and determine what you might finally pay. Here are some of the most common factors that determine how much you might pay for the repairs:
Type and Extent of the Damage
The extent and severity of the hail damage to your roof will have a significant impact on the repair cost. The repair cost may be relatively low if the damage is limited to a few dents or cracks. However, if the hailstorm causes significant damage, you may need to prepare for hail damage roof replacement, which can be much more expensive.
Roof Age and Material
The age and type of roofing material used on your roof will also impact the repair cost. If your roof is relatively new and made from a common material like asphalt shingles, the repair cost may be lower. However, if your roof is old or made from a more expensive material like slate or metal, the repair cost may be higher.
The Complexity of Repairs
The complexity of the repair process will also impact your hail damage roof repair cost. For example, if your roof has a steep pitch or unique architecture that makes repairs more challenging, it may be more expensive. Additionally, if the damage is widespread and requires extensive repairs, the cost will be higher than if it’s only limited to a small area.
Labor and Market Costs
The cost of labor and materials can vary widely based on location. In some areas, roofing materials may be more expensive due to factors like transportation costs, availability, or local taxes. Labor costs can also vary widely based on the level of demand for roofing services and the prevailing wage rates in the area. Additionally, if you are looking for a roofing contractor that can offer the best results and long-term warranties, they may charge accordingly.
Insurance Coverage
If your home insurance policy covers the cost of your hail damage roof repairs, your out-of-pocket expenses may be lower. However, you must factor in your deductible and any policy exclusions. Some policies may only cover specific types of damage, and there may be limits on the amount of coverage available. For example, most insurance policies may not cover cosmetic damage on metal roofs caused by hail.
We understand that unexpected home repairs can throw your budget off balance. So we’re here with some helpful tips on how to budget for hail damage roof repair.
Budgeting For Hail Damage Roof Repair
We understand that it’s stressful to deal with hail damage and unexpected home repairs. But don’t worry, we’re here to help you navigate through this challenging situation. In this section, we’ll share some tips on how to budget for repairs in cost-effective and convenient ways.
Get a Hail Damage Roof Inspection and Estimate
The first step in budgeting for roof repairs is to get a professional roof inspection and a detailed estimate of the repair costs. This will give you a better idea of the amount you’ll need to budget for repairs. You can get quotes from the most reliable and experienced roofing contractors in your area for quick, and durable repair results. It’s helpful to get a roof inspection for a hail damage insurance claim, as most companies require it as proof of hail damage and professional work.
Keep Your Insurance Company Informed
It’s essential to keep your insurance company informed about any repairs or renovations done to your home before filing an insurance claim. Once you’ve made sure they are aware of all prior work, you can contact your insurance adjuster to discuss the coverage for hail damage roof repair costs.
Talk To Your Insurance Adjuster
Check if your policy covers hail damage to your roof. If it does, review the terms and conditions and clarify everything with your insurance adjuster. This will help you budget for your out-of-pocket expenses.
Prioritize Repairs
If you have multiple home repairs to budget for, prioritize them based on their urgency and importance. For example, a leaky roof should be repaired as soon as possible to prevent water damage, and debris accumulation in your home. A damaged roof or moist attic space also attracts pests. They can cause even more expensive damage by spreading diseases, creating holes, and affecting the structural integrity of your home and roof.
Consider Financing Options
Sometimes, a roof replacement is necessary in the case of widespread damage. If it’s not practical to pay your hail damage roof replacement cost all at once the practical solution is to consider a reasonable financing option. For example, some hail damage roofing contractors partner with financing companies that provide roof financing options and very low-interest rates. However, before making a final decision, be sure to compare rates and terms from different providers to find the best option for your situation.
Choosing the Right Roofing Contractor
If you want a reliable and economical solution, it’s important to choose the right roofing contractor for the job. Be wary of storm chasers who are not licensed and pay unsolicited visits to your home. They may offer low prices and hurry you into signing a contract.
- It’s crucial to select a licensed and insured roofing contractor with experience in repairing hail damage to roofs. You can check online reviews and ask for references from past clients to help with your decision.
- A reputable contractor will provide a written estimate and contract outlining the scope of work, materials, and a detailed estimate of your repair or replacement cost.
By choosing a good roofing contractor, you can ensure that the repair work is done correctly and that your roof will be protected for years to come.
If your roof has suffered hail damage in Pittsburgh, or the surrounding areas, we can help you with a free consultation and estimate.
Get a Reliable Estimate on Your Hail Damage Roof Repair Cost
We know that dealing with roof hail damage can be overwhelming. That’s why, at Hepler Contracting, we’re here to make your roof repair project as stress-free as possible. Our experienced and skilled experts will inspect every corner of your roof for hail damage and provide a reliable estimate. Whether you need a storm damage roof inspection or emergency roof repair services, you can count on our trusted team. Call us at (412) 694-8785 for a free roof inspection and estimate.
